finances

Our income has been affected by the pandemic

Our income has been affected by the pandemic

Just Asking with Ptr Peter Banzon   Our income has been affected by the pandemic. What should I do? This year, I don’t think I’ll be able to give the same amount of Christmas gifts to my children. Children always look forward to receiving gifts at Christmas while parents take great delight in giving it to their beloved kids. But our nation’s economy has been hit hard by the long pandemic affe ...[Read More]

Faith, Finances and Frugality in Time of Pandemic

Faith, Finances and Frugality in Time of Pandemic

by Hazel A.B. Javier All of us have been hit by the pandemic; some or most of us have been impacted financially. The challenge as homemakers is how to trust God in these uncertain times while trying to make ends meet. Is there an intersection where our faith meets our needs? The answer is yes, because God provides. Psalm 145:15 said, “The eyes of all look to you in hope; you give them their food a ...[Read More]

Stretching Your Pesos this Holiday Season: Eight Tips for Handling Finances for the ‘Ber’ Months

Stretching Your Pesos this Holiday Season: Eight Tips for Handling Finances for the ‘Ber’ Months

by Hazel A.B. Javier Does it sometimes feel like the holidays “take” your money away and then you are left with a lot of debt the following year? Don’t lose hope, we can have an enjoyable debt-free kind of Christmas season. Here are eight tips for us who want to give our loved ones the best they deserve but also need to pay our regular bills. S-tewardship is key. All our time, talents and treasure ...[Read More]

Saving Money–Now or Never

Saving Money–Now or Never

by Evie Francisco We all agree! It’s wise to save money. The great challenge, however, is how to start and how to sustain the habit of saving. Many years ago, I heard a testimony at a financial seminar. Someone started a business from her small savings. I was challenged to take the first step of saving for initial capital to start my first business. From my small salary, I started to set aside Php ...[Read More]

Iwasang Maging Krung-krung Tuwing Kring-kring: Setting priorities in your busy life

Iwasang Maging Krung-krung Tuwing Kring-kring: Setting priorities in your busy life

Kriiiiing! Kriiiiing! Araw-araw, naririnig na naman ang mga nakaririnding tunog ng alarm clock. Reactions to the sound of an alarm clock on school days vary. ‘Yung iba start the day full of excitement while others get crazy. The situation of a working mom is quite challenging at madalas nakakabaliw. Krung-krung has been popularized by actress, Sandara Park, years ago. Dati ang meaning nito ay cute ...[Read More]

Stop at the Red Light!

Stop at the Red Light!

An interview with Sur del Rosario, Senior Pastor of International Christian Service in Mandaluyong City by Joshua T. Kho Can you solve this word puzzle? As traffic lights are to motorists, and police are to the community, and guidance counsellors are to children, _________ are to peace and order. If you filled in the blank with the word, “boundaries,” you would have the right answer. Traffic light ...[Read More]

Love Doesn’t Have to be “Mahal”

Love Doesn’t Have to be “Mahal”

by Daisy Lacuanan-Callanta Our monthly expenses, as well as the unexpected ones which crop up, sometimes affect John’s and my decision, as a married couple, to spend money on regular “date nights.” We used to feel guilty after we went out, thinking that we should have saved, rather than spent the money. Eventually, however, we have come to realize that it’s important to allow ourselves some time a ...[Read More]

Saving Money is Your Decision

Saving Money is Your Decision

By Myrna Celada-Goseso “I made only a small salary in the private school where I was teaching, nevertheless, my co-teachers and I frequently went shopping at the mall.  I was an impulsive buyer.  I bought branded clothes, shoes and bags because I wanted to look good when I met my students’ parents. A few years ago, my husband quit his job as an aircon technician to take care of our children.  We h ...[Read More]

Setting Our Financial Boundaries

Setting Our Financial Boundaries

Today, most men and women share equal rights and are all entitled to their own money. However, it is still wise to set a limit to our disposable income, to allocate a certain portion of money to regular expenses, a portion for investment and a portion for emergencies.

Budgeting – How I learned it!

Budgeting – How I learned it!

I kept glancing at my paycheck hoping the figures would change, but I knew they wouldn’t. My heart started to race and my mind began to calculate how we could make this last another fifteen days. Rent, food, allowance and utilities, I felt anxious.