saving

Faith, Finances and Frugality in Time of Pandemic

Faith, Finances and Frugality in Time of Pandemic

by Hazel A.B. Javier All of us have been hit by the pandemic; some or most of us have been impacted financially. The challenge as homemakers is how to trust God in these uncertain times while trying to make ends meet. Is there an intersection where our faith meets our needs? The answer is yes, because God provides. Psalm 145:15 said, “The eyes of all look to you in hope; you give them their food a ...[Read More]

Saving Money is Your Decision

Saving Money is Your Decision

By Myrna Celada-Goseso “I made only a small salary in the private school where I was teaching, nevertheless, my co-teachers and I frequently went shopping at the mall.  I was an impulsive buyer.  I bought branded clothes, shoes and bags because I wanted to look good when I met my students’ parents. A few years ago, my husband quit his job as an aircon technician to take care of our children.  We h ...[Read More]

Budgeting – How I learned it!

Budgeting – How I learned it!

I kept glancing at my paycheck hoping the figures would change, but I knew they wouldn’t. My heart started to race and my mind began to calculate how we could make this last another fifteen days. Rent, food, allowance and utilities, I felt anxious.